Working capital lines.
Revolving credit sized to your business. Draw down when you need, repay when cash comes in. Pricing reflects your actual risk, not the sector average.
Beta now open
Credit on your terms.
Not the bank's.
Working capital, trade finance, and term lines underwritten on AI-driven cashflow analysis — sized to your actual operating cycle, from $50K to $5M+.
- $50K – $5M+
- Facility size range
- AI-native
- Cashflow-led underwriting
- No
- Hard collateral required
Where banks miss it
Generic cashflow underwriting misses the dynamics that make or break a real-economy business.
Our engine reads the signals your sector runs on — so pricing reflects how your business actually operates, not the average.
Credit products
Built around how your business
actually operates.
Every facility is structured to match your real cashflow cycle — not a one-size-fits-all template.
Trade finance.
Receivables financing and supply-chain facilities for cross-border trade across Southeast Asia. Underwriting works alongside bank-issued LCs; we don't issue LCs ourselves.
Term loans.
Fixed-term facilities for capex, expansion, and acquisitions — structured around your investment payback timeline, not a bank's quarterly calendar.
How we underwrite
We model the signals
your sector actually runs on.
Mining & commodities.
Commodity-cycle aware. We model price cycles, hedge positions, and sector-specific cost structures into your facility design.
Agribusiness.
Harvest-cycle aware. Seasonal credit structures aligned with your production calendar — not a bank's quarterly close.
Manufacturing.
PO-conversion aware. Receivables-backed lines and supply-chain facilities sized to your actual order-to-cash cycle.
Get started
Skip the six months.
Bring us your numbers; we'll bring you a term sheet shaped to your cash flow.