Purchase-order finance
Pre-shipment funding against confirmed buyer orders from creditworthy counterparties. Drawn at PO confirmation; repaid out of buyer payment.
Beta coming soon
Credit that follows your purchase orders.
Receivables, working capital, and supply-chain facilities for contract manufacturers, packaged-goods producers, and component suppliers — underwritten to verifiable purchase-order flow, not balance-sheet aesthetics.
10 days
$500K – $20M
PH · MY · ID
Why orders beat ratios
Order books are bankable; balance sheets are second-best.
Contract manufacturers, packaged-goods producers, and component suppliers run on PO conversion — but bank credit committees underwrite to balance-sheet ratios that miss the actual flow. We size lines to the production run-rate, not the financial aesthetic.
Order-paced credit
The orders are the collateral.
We finance the gap between when you produce and when the buyer pays — and we size the line to the run-rate, not to a balance-sheet metric that nobody on the floor is managing to.
Receivables-backed credit
Discounted invoices from regional and global buyers. Recourse and non-recourse structures depending on obligor profile and history depth.
Supply-chain facility
Working capital sized to the production run-rate, with revolver capacity that absorbs 60–90 day buyer payment cycles without stressing the floor.
Equipment & line-investment term
Term debt against new lines, automation, capacity expansion. LTV indexed to operating life and replacement value, not nominal invoice price.
How a PO funds
Four steps. Median ten business days.
Pre-qual call · 45 min
PO flow, buyer mix, current banking, facility need. By the end of the call you know whether to keep going.
Data room + site visit
PO history, buyer contracts, financials, line capacity, quality-audit reports. Site visit by an operator-side underwriter for facilities above $1M.
Indicative term sheet
Median 10 business days from data-room complete. Pricing references the obligor mix; covenants reference PO-flow stability and on-time delivery.
Definitive docs · facility live
Local-counsel-led closing. Drawdown timed to the next PO confirmation so the facility is self-liquidating from day one.
Ready to talk?
Bring us your order book. We'll size the line.
Sized to your run-rate, not the balance sheet.