$27B+
Combined SME credit gap in Tanah's two launch markets, Philippines and Malaysia. Across SEA the figure is multiples higher.
IFC MSME Finance Gap, March 2025.
About Tanah
Built to scale with you.
From Sabah to Switzerland, Davao to Dubai — wherever your business takes you, we're here for you.
The team
Operators and underwriters who've seen the gap up close.
The founding team brings credit, AI, and emerging-markets operating experience — and a working understanding of why the existing models reject deals that should clear.
Founders previously at
Our mission
The global, institutional-grade credit and treasury platform you've always wanted but never had.
We built Tanah after years of firsthand experience — and frustration — with the quality of credit and financial services available to businesses like yours.
We know how hard it is to run a business across Southeast Asia. We know it's even harder to deal with banks that take six months to make a decision, ask for collateral you don't have, and wrap your time in cycles of opaque paperwork. Time is precious. We want to give it back.
Whether you're a manufacturing company in Sumatra, a mining operation in Sulawesi, a palm oil plantation in Sabah, or a hospitality provider in Davao — we put your needs first. Think of Tanah as your credit and treasury platform, your controller managing the books, and a seasoned CFO guiding strategy, all in one. So you can focus less on busywork and more on what actually drives your business forward.
We've engineered Tanah to be AI-nativeend-to-end — not a bank with AI bolted on. That's how we deliver the speed and judgement that growing businesses actually need.
In short, Tanah is the platform we built for operators like you.
The gap we close
Southeast Asia's missing middle is not missing capital. It's missing speed and judgement.
6 months
Median time-to-decision for a mid-market debt raise at traditional banks across SEA. The CEO and CFO lose two quarters of attention to the process itself.
Sector-specific
Generic SME underwriting fails on the deals that matter most. Mining, commodities, agribusiness, manufacturing each have their own cashflow, offtake, and capital-cycle realities.
Built for the realities of operating across
SumatraSulawesiSabahSarawakDavaoCebuManilaKuala LumpurPenangJohorSingapore
What we believe
The principles
we build on.
The customer's time is sacred.
Every minute we save you is a minute returned to running your business. We design every workflow against this single test.
Bespoke is the new default.
No two businesses are the same. We reject one-size-fits-all underwriting, pricing, and product design — because our customers refuse to be standardised.
Local depth, global standards.
We believe Southeast Asian businesses deserve institutional-grade banking that understands the realities of how they actually operate.
Where we are today
Initial focus markets — the Philippines and Malaysia.
Information on this site is provided for general informational purposes only and does not constitute an offer, solicitation, financial advice, or a recommendation to enter into any transaction. Tanah is not currently licensed by any financial regulator. Joining the waitlist is a request to be notified — it is not an offer of any regulated product. Capital is at risk; past performance is not indicative of future results.