Terms of service

By accessing tanah.ai, joining the waitlist, signing in, or using any product surface we operate, you agree to these terms. If you do not agree, do not use the service.

If you accept on behalf of an organisation, you represent that you have authority to bind that organisation, and “you” in these terms refers to that organisation. If you sign up as an individual, you represent that you are at least 18 years old.

The service comprises the marketing site at tanah.ai, the waitlist, and (for authenticated users) the application surface at tanah.ai/app, including credit, fundraising, treasury, intelligence, and related tools we make available there.

You must provide accurate registration details, keep them current, and use the service only for lawful business purposes. You are responsible for all activity under your account, for keeping your credentials secure, and for notifying us promptly of any suspected unauthorised access at security@tanah.ai.

You may not use the service if you are barred from doing so under applicable law, including economic sanctions, or if you are listed on a relevant denied-party or sanctions list. We may decline, suspend, or terminate access at any time for any reason consistent with these terms and our regulatory obligations.

Tanah is in pre-launch in most markets. Joining the waitlist does not create any contractual right to receive services, capital, credit, or any other commitment from us. Information shared through the waitlist is captured for evaluation only and creates no obligation on either side.

Nothing on the marketing site, in waitlist correspondence, in any indicative pricing, modelling output, or AI-generated draft is an offer to lend, an offer to invest, financial advice, investment advice, a regulated solicitation, or a recommendation to enter into any transaction. Any binding transaction will be documented in a separate written agreement signed by you and the relevant party.

Qualification answers shared through the waitlist are indicative only. Any eventual application for a Tanah product will require its own information collection, identity verification, and (where applicable) accreditation checks. We will only contact you with waitlist-related communications by default; broader marketing requires a separate opt-in. You can withdraw from the waitlist at any time by emailing privacy@tanah.ai.

You agree not to:

• use the service in any way that violates applicable law, including financial-services, anti-money-laundering, sanctions, anti-bribery, tax, or data-protection law;
• misrepresent yourself, your organisation, or the data you submit, or use the service to facilitate fraud, deception, or market manipulation;
• access or attempt to access another user's account, data, session, or any non-public part of the service;
• interfere with the service's integrity, performance, or availability — including by scraping at scale, bypassing rate limits, or running automated abuse;
• reverse-engineer, decompile, or disassemble the service except to the extent applicable law permits despite this restriction;
• use the service to train a competing AI model or product, or to benchmark for that purpose, without our prior written consent;
• upload material that infringes a third party's rights, is unlawful or harassing, or that you do not have the right to upload.

We may suspend or terminate access for any breach of this section and may report serious breaches to the relevant authorities.

Each party may receive material non-public information from the other in the course of using the service (each, “Confidential Information”). The receiving party will use Confidential Information only to perform under these terms, will protect it with at least the same standard of care it applies to its own confidential information of similar sensitivity (and never less than reasonable care), and will not disclose it to any third party except to its personnel and professional advisers under a duty of confidence, or as required by law, regulator request, or lawful production order.

The confidentiality obligation runs for 5 years from the date of disclosure for general Confidential Information, and indefinitely for personal data, trade secrets, and information that the disclosing party identifies as perpetual.

You retain ownership of the content, data, and documents you upload (“Your Content”). You grant Tanah a worldwide, non-exclusive, royalty-free licence to host, copy, transmit, and process Your Content solely as needed to provide and improve the service to you, to comply with law, and to enforce these terms. We do not use Your Content to train AI models for other customers, and our model-provider contracts likewise prohibit training on it.

The service — including the underlying software, models, designs, trademarks, content, and trade dress — is owned by Tanah or its licensors and is protected by intellectual-property law. These terms grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the service for your internal business purposes. No other rights are granted.

If you give us feedback about the service, you grant Tanah a perpetual, irrevocable, royalty-free licence to use that feedback without restriction.

The service is provided “as is” and “as available”. To the maximum extent permitted by law, Tanah disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy of data or output.

Modelling, valuations, indicative pricing, AI-generated drafts, and analytical output are informational only. Nothing on the service constitutes financial, investment, legal, tax, or accounting advice. You are solely responsible for any decision you take based on service output, and you should have a qualified professional review AI-generated material before relying on it.

The substantive dispute-resolution framework — institution, seat, rules, language, and any small-claims tier — will be finalised at the time the contracting party is established. Until then, the parties will work together in good faith to resolve any dispute arising out of or in connection with these terms or the service.

Either party may seek interim or injunctive relief from a court of competent jurisdiction pending resolution of any dispute. Nothing in this section limits your right to bring a complaint before, or seek remedies from, your local consumer-protection or data-protection authority where mandatory law gives you that right.

To the maximum extent permitted by law, in no event will Tanah (including its affiliates, officers, employees, and agents) be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages; loss of profits, revenue, goodwill, business, or data; or the cost of procuring substitute goods or services, arising out of or related to these terms or the service, whether based on contract, tort (including negligence), strict liability, or otherwise, even if Tanah has been advised of the possibility of such damages.

The aggregate-liability cap and currency for monetary claims will be set out in the executed customer agreement at the time the contracting party is established. Nothing in these terms limits liability for fraud, gross negligence, wilful misconduct, death or personal injury caused by negligence, breach of the confidentiality clause, or any other liability that cannot be limited by applicable law.

You agree to defend, indemnify, and hold harmless Tanah from and against any third-party claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to (a) your breach of these terms, (b) Your Content, (c) your violation of any law or third-party right, or (d) your unauthorised use of the service. Tanah will give you prompt notice of the claim, reasonable cooperation, and the right to control the defence (provided you do not settle in a way that admits liability on Tanah's behalf without our consent).

We may suspend or terminate your access to the service at any time, with or without notice, if we reasonably believe you have breached these terms, present a security or fraud risk, or are subject to a legal or regulatory order. You may stop using the service at any time. We will not refund fees for periods of suspension or termination resulting from your breach.

The clauses on confidentiality (§5), intellectual property and feedback licence (§6), disclaimers (§7), dispute resolution (§8), limitation of liability (§9), indemnification (§10), survival (§12), governing law (§13), and notices (§14) survive termination of these terms for as long as needed to give them effect.

The governing law of these terms will be confirmed at the time the contracting party for the Tanah service is established. Until then, nothing in these terms displaces mandatory rights you have under the law of your jurisdiction.

We will give legal notices to you by email at the address you provided. You may give us notice at legal@tanah.ai. Notices are deemed given on the day sent, except weekends and public holidays in the recipient's jurisdiction, on which they are deemed given the next business day.

We may modify these terms from time to time. If we do, we will post the new version here and update the Last updated date. Material changes will be notified by email to anyone with an active account. Your continued use of the service after the effective date constitutes acceptance of the new terms.