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Terms

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Last updated

Who we are

In short: these terms govern your use of tanah.ai, the website of Tanah.

  1. tanah.ai (the “site”) is operated by Tanah Financial, LLC, a Delaware limited liability company (“Tanah”, “we”, “us” or “our”).
  2. Tanah develops software for lenders, credit funds and other capital providers in private credit. The site describes Tanah and its work and lets you get in touch with us.
  3. These terms cover the site only. Any use of Tanah software or services is governed by a separate written agreement, which prevails over these terms if the two conflict.

Accepting these terms

In short: by using the site, you accept these terms.

  1. By accessing or using the site, you agree to these terms. Our Privacy Policy explains how we handle personal data and forms part of how the site operates.
  2. If you do not agree to these terms, do not use the site.
  3. If you use the site on behalf of an organisation, you confirm that you have authority to accept these terms for it, and “you” then includes that organisation.

Who may use this site

In short: the site is intended for business and professional audiences aged 18 or over.

  1. The site is intended for businesses, institutional investors and other professional users. It is not directed at consumers or retail investors.
  2. You must be at least 18, or the age of majority where you live if that is higher, to submit the contact form or otherwise contact us through the site.
  3. You may not use the site if applicable law, including sanctions law, prohibits you from doing so, or if you are, or act for, a person named on a sanctions or denied-party list.

Using the site

In short: you may read the site to learn about Tanah and contact us through it. There are no user accounts.

  1. Subject to these terms, we grant you a limited, non-exclusive, non-transferable and revocable licence to access and view the site for your own internal business purposes, including learning about and evaluating Tanah.
  2. The site has no sign-in or user accounts, and you cannot buy or subscribe to anything through it.
  3. Contacting us through the site does not create a customer, advisory or other business relationship, and does not oblige either of us to enter into any agreement or transaction.
  4. We may update, change, suspend or withdraw any part of the site at any time, without notice.

What you must not do

In short: use the site lawfully and for its intended purpose. In particular, you must not:

  1. use the site in any way that breaks applicable law or regulation, including financial-services, anti-money-laundering, sanctions, anti-bribery and data-protection law;
  2. impersonate any person or organisation, or misrepresent your identity, affiliation or authority;
  3. send false, misleading, unlawful, abusive or harassing content, spam or unsolicited promotions through the contact form or to any address listed on the site;
  4. scrape, crawl, harvest or copy the site or its content by automated means, other than search-engine indexing that follows our robots.txt file;
  5. probe, scan or test the vulnerability of the site, or breach or work around any security measure, rate limit or access control (if you believe you have found a security issue, please report it to us at the address in “Contact us”);
  6. introduce malware, or interfere with, overload or impair the site or the systems that host it;
  7. use the site or its content to build, train or benchmark a competing product or AI model; or
  8. copy, adapt, decompile or reverse-engineer any part of the site, except to the extent applicable law permits despite this restriction.

Our content and trademarks

In short: Tanah owns the site and its content. These terms let you view it and nothing more.

  1. The site and its content, including text, graphics, logos, video, designs and software, and the selection and arrangement of that content, are owned by Tanah or its licensors and are protected by copyright, trademark and other intellectual-property laws.
  2. “Tanah”, the Tanah logo and related names and marks are trademarks of Tanah. You may not use them without our prior written permission, other than to refer to Tanah accurately and in a way that does not suggest our endorsement or affiliation.
  3. Apart from the limited licence in “Using the site”, these terms grant you no right or licence, whether by implication, estoppel or otherwise. We reserve all rights not expressly granted.

What you send us

In short: send us only what we need to reply. We treat what you send as confidential and use it only to deal with your enquiry.

  1. When you contact us through the contact form or by email, you give us the information in your message (your “submission”). You keep ownership of your submission.
  2. You grant Tanah a non-exclusive, worldwide licence to use, copy, store and transmit your submission as needed to respond to you, to evaluate and follow up on your enquiry, to keep appropriate business records and to comply with law.
  3. Please do not send confidential or commercially sensitive information, material non-public information, or other people's personal data through the contact form. If a conversation needs that kind of information, we will agree confidentiality terms with you first.
  4. We treat submissions as confidential. We use them only for the purposes in this section; we share them only with our personnel, professional advisers and service providers who need them for those purposes and are bound by duties of confidentiality; and we do not publish them or disclose them to anyone else, except where the law, a regulator or a court requires it, or with your consent.
  5. We do not use submissions to train AI models.
  6. Where a separate confidentiality agreement or contract between you and Tanah covers information you share with us, that agreement governs and prevails over this section.
  7. If you send us feedback or suggestions about the site or our work, we may use them for any purpose without restriction and without any obligation to you.

Third-party links and services

In short: we are not responsible for other websites that the site links to.

  1. The site may link to websites, content or services run by third parties. We provide these links for convenience only. We do not control, and are not responsible for, their content, availability, terms or privacy practices, and a link is not an endorsement.
  2. We use third-party service providers to host the site and to deliver messages sent through it. Our Privacy Policy describes their roles.

No offer and no professional advice

In short: the site gives general information about Tanah and its software. It is not an offer of credit or investment, and it is not advice.

  1. Content on the site is general information about Tanah and its software. It does not take your circumstances into account and must not be relied on as the basis for any financial, investment, credit, legal, tax or accounting decision.
  2. Nothing on the site is an offer or commitment to lend or provide credit, an offer to sell or a solicitation of an offer to buy any security, fund interest or other investment, or a recommendation to enter into any transaction.
  3. Tanah does not act as your investment adviser, accountant, auditor, or other professional adviser through the site. You remain responsible for your own decisions and for obtaining any professional advice your circumstances require.
  4. Descriptions of our software, including capabilities in development, examples and illustrations, are general information. They may change and are not a commitment to deliver any feature, result or timeline.
  5. The site is not directed at any person in any jurisdiction where its content or availability would be contrary to local law or regulation.
  6. Any product, service or transaction with Tanah is governed solely by a separate written agreement signed by the parties.

Disclaimers

In short: we provide the site as it is, without promises about its accuracy or availability.

  1. We aim to keep the site accurate and current, but its content may be incomplete, out of date or contain errors, and we may change it at any time without notice.
  2. To the fullest extent permitted by law, the site and its content are provided “as is” and “as available”, without warranties, representations or conditions of any kind, express or implied, including any implied warranties of merchantability, satisfactory quality, fitness for a particular purpose, title, non-infringement or accuracy.
  3. We do not warrant that the site will be uninterrupted, timely or secure, or that it will not contain errors, viruses or other harmful components.

Limitation of liability

In short: our liability to you in connection with the site is limited, except where the law does not allow a limit.

  1. To the fullest extent permitted by law, Tanah and its affiliates, officers, employees and agents will not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, revenue, business, goodwill or data, arising out of or in connection with the site or these terms, whether in contract, tort (including negligence), strict liability or otherwise, even if advised of the possibility of that loss.
  2. To the fullest extent permitted by law, we exclude all other liability to you for any loss or damage arising out of or in connection with your use of, or inability to use, the site, or your reliance on any of its content.
  3. Nothing in these terms excludes or limits liability for fraud or fraudulent misrepresentation, gross negligence or wilful misconduct, death or personal injury caused by negligence, or any other liability that cannot be excluded or limited under applicable law.

Indemnity

In short: if your misuse of the site leads to a claim against us, you are responsible for it.

  1. To the extent permitted by law, you will defend, indemnify and hold harmless Tanah and its affiliates, officers, employees and agents against any third-party claim, and any related loss, liability, damage, cost or expense (including reasonable legal fees), arising out of your breach of these terms, your submission, or your violation of any law or third-party right.
  2. We will tell you promptly about any such claim and cooperate reasonably, at your expense. You may not settle a claim in a way that admits fault by, or imposes an obligation on, Tanah without our written consent.

Changes to the site and these terms

In short: we may update these terms. The date at the top of this page shows the current version.

  1. We may update these terms from time to time, for example to reflect changes to the site, our business or the law. We will post the updated terms on this page and change the “Last updated” date at the top.
  2. If a change is material, we will take reasonable steps to draw it to your attention, such as a notice on the site.
  3. Updated terms apply from the date we post them. If you continue to use the site after that date, you accept the updated terms.

Suspension and termination

In short: we may restrict access to the site if it is misused.

  1. We may suspend, restrict or block your access to all or part of the site at any time and without notice if we reasonably believe that you have breached these terms, that your use presents a security, legal or fraud risk, or that the law requires it.
  2. You may stop using the site at any time.
  3. The sections “What you send us”, “Our content and trademarks”, “No offer and no professional advice”, “Disclaimers”, “Limitation of liability”, “Indemnity”, “Governing law and disputes” and “General” continue to apply after your use of the site ends.

Governing law and disputes

In short: Delaware law applies and disputes go to the Delaware courts, subject to any mandatory rights you have where you live.

  1. These terms, and any dispute or claim arising out of or in connection with them or the site (including non-contractual disputes or claims), are governed by the laws of the State of Delaware, USA, without regard to its conflict-of-laws rules.
  2. Before starting proceedings, the party raising a dispute will notify the other in writing, describing the dispute, and both will try in good faith to resolve it through informal discussion for at least 30 days.
  3. If the dispute is not resolved informally, the state and federal courts located in the State of Delaware will have exclusive jurisdiction, and each party submits to the personal jurisdiction and venue of those courts. Either party may seek urgent interim or injunctive relief from any court of competent jurisdiction.
  4. To the extent permitted by law, each party waives any right to a jury trial, and any dispute will be brought only on an individual basis and not as a plaintiff or class member in any class or representative proceeding.
  5. Nothing in this section removes any mandatory right you have under the law of the country where you live, including the right to complain to a consumer-protection or data-protection authority.

General

In short: standard provisions on how these terms work.

  1. These terms are the entire agreement between you and Tanah about the site and replace any earlier understanding on that subject. They do not replace any separate written agreement between you and Tanah.
  2. If any provision of these terms is found invalid or unenforceable, it will be enforced to the maximum extent permissible and the rest of these terms will remain in effect.
  3. If we do not enforce a provision, or delay in doing so, we have not waived our right to enforce it later.
  4. You may not assign or transfer these terms without our prior written consent. We may assign them, including in connection with a merger, acquisition, reorganisation or sale of assets.
  5. Nothing in these terms creates a partnership, joint venture, agency or employment relationship. No one other than you and Tanah has any right to enforce these terms, except that our affiliates, officers, employees and agents may rely on the provisions that protect them.
  6. These terms are written in English. If we provide a translation, the English version prevails.

Contact us

Questions about these terms, and legal notices, should be sent to Tanah Financial, LLC at hello@tanah.ai. We may give you notice by email at the address you used to contact us, or by posting it on the site.