Meet Tanah
The AI credit team you wish you had.
Automate the manual work so you can make the call.
The problem
Your portfolio grew. Your team didn't.
Deals got more complex as your portfolio grew, but the work still runs on spreadsheets, inboxes and shared drives. Every loan brings its own terms, covenants and reporting deadlines.
Before · one facility, scattered
Facility agreement
shared drive
Amendment and waiver letters
email
Compliance certificates
email attachments
Reporting calendar
team spreadsheet
Security package and valuation
shared drive
Repayment schedule
team spreadsheet
Borrower forecast
email
Credit review notes
shared drive
After · one record in Tanah
LiveStraits Quay Logistics Pte Ltd
Kinabalu Credit Fund II · Singapore
- Drawn
- USD 22.5M of USD 30.0M
- Rate
- 13.0%
- Maturity
- 9 Jul 2027
- Repayment
- Amortizing
Lender protections
- Outside limit
Covenants
Leverage 3.00x against a 2.50x maximum (previous test 2.70x) · tested
- 1 overdue
Reporting
1 of 5 required items received · oldest due
- Recorded
Security
USD 52.0M collateral · LTV 43.3% · valued
- None overdue
Debt service
Next due · USD 2.49M principal, interest and fees
Farah Iskandar · latest review
Two review priorities. Your team makes the call.
The solution
Your best analyst, compliance officer and portfolio manager, all in one AI credit team.
Tanah tracks every loan's covenants, reporting deadlines and payments, so your team can make the call.
How it works
LiveA single source of truth for every fund.
Tanah brings your loan tapes and files into one record, then shows what needs your attention.
- 01
Reconcile
Validate loan tapes and files into one clean record for each fund.
- 02
Detect
Identify reporting gaps and covenant issues.
- 03
Inspect
Review the findings and supporting records.
- 04
Decide
Make the call and choose the next step.
- 01
Reconcile
Live- Loan tapeXLSX
- Payment recordsCSV
- Compliance certificatesPDF
Fund I · one record
Validated- Borrowers
- 5
- Facilities
- 7
- Covenants
- 24
- 02
Detect
LiveOverdue items
3
Near covenant limits
1
1 overdueMekong Precision Systems
Quarterly management accounts
Near limitSaigon Circuit Systems
DSCR
- 03
Inspect
LiveDSCR test · Saigon Circuit Systems
- Latest
- 1.32x
- Minimum
- 1.25x
- Headroom
- 5.6%
5 days overdueQuarterly management accounts
Reporting obligation · Mekong Precision Systems
- 04
Decide
Your teamCovenant near limit
Saigon Circuit Systems · DSCR 1.32x against 1.25x min
Your team makes the call.
Portfolio management
A portfolio that flags its own issues.
From underwriting through repayment, Tanah supports the work behind your credit decisions. Your team makes the call.
Straits Quay Logistics Pte Ltd
Kinabalu Credit Fund II · Singapore
Underwriting
BetaYour AI compliance officer
Borrower identity, ownership, KYB and credit-risk review.
- Registry
- ACRA, Singapore
- Directors
- Tan Wei Kiat · Lim Mei Xuan
- Incorporated
- 18 Apr 2008
- Sanctions screening
- Review
Monitoring
LiveYour AI credit analyst
Covenant results, reporting obligations and collateral.
- Outside limit
Leverage covenant
2.70x → 3.00x against a 2.50x maximum · tested
- 1 overdue
Reporting
1 of 5 required items received · oldest due
Servicing
LiveYour AI servicing specialist
Schedules, recorded payments and reporting follow-ups.
- Received
Recorded payment
Interest received · USD 248,424.66
Schedule
Next due · USD 2.49M principal, interest and fees
Confirm the next receipt against the schedule
Farah Iskandar · once the payment lands
Who it's for
For teams that originate, hold and manage credit.
For credit teams managing portfolios across funds, borrowers and lending mandates.
Private credit funds
Keep oversight across funds, strategies and jurisdictions.
Alternative and non-bank lenders
Support a growing loan book.
Family offices
Bring structure to direct-credit oversight.
DFIs
Track reporting shaped by loan terms and mandates.
FAQ