Intelligence
Your AI team for the credit lifecycle.
Bring borrower analysis, covenant monitoring and loan servicing into your team's workflow.
Underwriting
BetaTrace ownership behind the borrower.
Review legal entities, ownership chains, beneficial owners and screening status alongside the borrower's credit-risk profile.
- Reviews
- Borrower identity, ownership relationships and KYB standing.
- Prepares
- Ownership analysis and credit-risk assessments with the reasoning shown.
Borrower B Pte Ltd · onboarding review
60%
Shareholder A
KYB on file
25%
Shareholder B
KYB on file
15%
Holding fund C
Unresolved
- Registration no.
- 201700000B
- Registry
- Singapore
- Screening
- 1 for review
Monitoring
LiveStay close to every credit.
Monitor performance, covenant tests, reporting deadlines, collateral values and LTV throughout the life of each facility.
- Reviews
- Covenant results, reporting obligations, debt service and collateral records.
- Prepares
- Covenant status and reporting details, including due dates, receipt status and owners.
Borrower B · Facility A
Leverage test
Outside limit- Prior result
- 2.70x
- Latest result
- 3.00x
- Maximum allowed
- 2.50x
Reporting
1 lateAnnual ESG report
On file · 31 Dec 2025
Monthly monitoring report
2 days late · owner: credit analyst
Collateral & LTV
Within limit- Valuation
- USD 52.0M
- Drawn
- USD 22.5M
43% LTV
Servicing
LiveKeep the work moving after close.
Bring repayment schedules, payment records and borrower follow-ups into your servicing workflow.
- Reviews
- Scheduled principal and interest against recorded payments.
- Prepares
- Debt-service schedules and reporting follow-ups for your team.
Borrower B · Facility A · amortizing term loan
9 Sep 2026 · Received
USD 248,424.66
Interest
9 Oct 2026 · Received
USD 240,410.96
Interest
9 Nov 2026 · Due next
USD 2,473,582.19
Interest + principal
Reporting request prepared for the servicing contact
Waiting for someone on your team to send it.
9 Dec 2026 · Scheduled
USD 2,456,753.42
Interest + principal
Portfolio Insights
Coming soonConnect market changes to portfolio risk.
You'll be able to explore how changing rates, currencies and market conditions could reshape exposures and concentration across your portfolio.
- Reviews
- Will assess exposures, concentration and changing market conditions.
- Prepares
- Will prepare portfolio scenarios for your team's review.
Exposure and concentration by scenario
Rates +200bp
Reference rate rises 200 basis points.
Not yet available
Local currency −15%
Local currencies fall 15% against the US dollar.
Not yet available
Commodity price drop
Key input or output prices fall sharply.
Not yet available
Starting points, not forecasts. Your team reviews each scenario.
Human judgment
You make the call.
Review the findings, decide how to respond and choose what goes to the borrower.
Underwriting
BetaScreening result to review
Compliance lead
Decides the response
Monitoring
LiveLeverage outside limit
Credit analyst
Decides the response
Servicing
LiveReporting request to send
Servicing lead
Decides the response
Portfolio Insights
Coming soon