01
Collateral over cashflow
Banks demand hard assets you don't have, ignoring the actual performance of your business. Mountains of paperwork and documentation for a decision that should never have needed it.
AI-native private bank for emerging markets
A bank that finally works for you.
The international private banker you always wished you had — built for Southeast Asia's most ambitious businesses.
The problem we're solving
Traditional banks have failed Southeast Asia's best businesses.
02
Rigid terms, no flexibility
Cookie-cutter repayment schedules built for someone else's business model. No ability to draw down on-demand, restructure seasonally, or adjust to your actual cash cycle.
03
Months to decide, then no
Underwriting timelines that stretch for months, for a decision that arrives with no explanation and no alternatives. Your business moves faster than that.
What we offer
Everything your business needs.
In one place.
From a current account to a fundraise — managed by a team that knows your business, your industry, and your market.
Banking that moves with you.
Multi-currency accounts, corporate cards, and SEA payment-rail integrations. Built around the realities of operating across the region. Coming once the underlying payment-services licences (SG PSA, MY MSBA, PH NPSA) are in place — join the waitlist to be in the first cohort.
Bespoke terms at competitive prices.
Flexible underwriting and structures that work for you, not constrain you. Cashflow-based decisioning, revolving facilities, and pricing that reflects your actual risk profile — not the sector average.
Optimise cash. Lower FX risk.
Active cash management across currencies and jurisdictions. Reduce idle cash drag, hedge exposure intelligently, and keep more of what you earn.
Fundraising, run end-to-end by our team.
You focus on the business. We structure and position, conduct targeted outreach to our institutional network, then negotiate and close. One team, one process, one outcome.
The CFO and consulting team you always wanted — embedded in your business.
AI-native financial insights built on your own operating and financial data. Real-time cashflow forecasting, anomaly detection, covenant tracking, and strategic recommendations — without the headcount or the retainer.
Built for your industry
Sector-specific expertise.
Not generic banking.
Every industry has its own cash cycle, risk profile, and financing structure. We understand yours — and build around it.
Mining
Cash-flow-first credit for permitted mining operators across the Philippines, Malaysia, and Indonesia. Working capital, trade finance, and equipment-secured term against verifiable production.
Commodities
Trade finance and inventory revolvers for commodity traders navigating volatile prices, complex logistics, and multi-country counterparties.
Agribusiness
Cycle-aware credit for processors, aggregators, and supply-chain operators across the Philippines, Malaysia, and Indonesia. Harvest-cycle financing, receivables, and supply-chain facilities.
Manufacturing
Receivables, working capital, and supply-chain facilities for contract manufacturers, packaged-goods producers, and component suppliers serving regional and global buyers. Underwritten to verifiable purchase-order flow.
Energy
Mini-perm and construction-bridge facilities for solar, storage, EV, and grid-services projects across the Philippines, Malaysia, and Indonesia. Co-origination with institutional partners for utility-scale tickets.
Get started
The banker your business always wished it had.
Early access is live for businesses in the Philippines and Malaysia. The waitlist is open across Southeast Asia — join now to claim queue priority for your jurisdiction.